Financial wellbeing for those who serve.
Savings, loans and member discounts for UK Armed Forces, Veterans and their families.
What we offer.
Whatever your savings goals are, we have an account for every walk of life.
Members can apply to borrow from £500 to £35,000.
With access to 1000's of discounts, we help you make the most of your money.
Helping you to build a more financially secure future.
First Defence Finance is part of Plane Saver Credit Union.
When you apply to join, you will receive application updates by email and SMS from Plane Saver.
“I was struggling to get finance for a new car so I tried First Defence Finance and they gave me a chance. I love my new car and making repayments from my wages is just so simple.”
Josh, Army
“I had never saved before joining First Defence Finance and now I have over £650 in my account. I am saving to take my girlfriend to Paris.”
Simon, Royal Navy
“I took out a loan to help me with VISA costs and now I have been able to support my family's move to the UK with my own savings. I can't thank First Defence Finance enough for all they have done for me.”
Jone, Army
What does 'Membership' mean?
When you apply to join First Defence Finance, you become a member - that's because we are a Credit Union.
Being a member means you become a shareholder of our Credit Union and you have a vote on how we run the business. It also means you're keeping your money in your community.
Members are rewarded with member benefits and annual dividends (like interest) on their savings.
Save as you earn
Simply let us know how much you want to save each month and we arrange for your savings to be deposited straight from your salary.
If you're a Veteran or an Armed Forces Family member, you can set up your savings by Direct Debit.
Borrow when you need to
If you need to borrow for a one-off purchase like a car or a holiday or even if you just want to clear off some debts - we could help!
Members can apply for loans from £300 to £35,000.
Get better with money management
The world of finances can be confusing!
That's why we give our members access to free information, guides and tips to keep your money at its best.
We send out a monthly newsletter to our members and we encourage you to follow us on socials for up-to-date money management tips!
Access exclusive discounts
Members get access to our exclusive member benefits platform offering savings and benefits on lifestyle, retail and health benefits.
Offers vary from fuel cards and grocery shopping to high street retailers and food delivery.
The average user saves over £1,200 a year!
Want to chat to us?
We’d love to hear from you. Call us now on 0208 066 3400 or send us a message using the form below we’ll get back to you as soon as we can.



